Financial Independence, Retire Early (FIRE)
Take control of your finances and your future
Frequently Asked Questions
What is FIRE?
Financial Independence, Retire Early
Why would I need a coach?
Every person has a unique life situation. Personalized coaching will be tailored to your need and will fast-track your path to financial freedom.
How early can I retire?
Depending on your income and expenses, you can retire decades earlier than the conventional retirement model. You could retire in your 30's, etc.
What do you actually help people do?
We can help you get out of debt, build credit, minimize expenses, maximize income, increase your savings rate, and explore investment options.
FIRE Journey
Start at the bottom and build yourself up to Financial Independence
Adundance
Do what you want, when you want. Your investment cash flow is greater than you will ever need. Many people donate this money to charity.
Freedom
Your investment cash flow exceeds your normal lifestyle expenses. You can afford a more lavish lifestyle and/or can tackle your Bucket List and other life goals.
Independence
You saved at least 25X your annual expenses and have that money invested in a mixture of stable investments. You can safely pull money from this portfolio to meet all of your lifestyle expenses.
Flexibility
The cash flow from your investments are large enough to cover your normal living expenses (includes restaurants, Netflix, clothing, vacations, recreation, etc.)
Security
The cash flow from your investments are large enough to cover your monthly/annual survival expenses (food, shelter, insurance). You could survive without working ever again.
Freedom from Employer
You have enough savings to quit your boring/stressful job and switch to a more fulfilling career. Sometimes this may include a lower paying job or starting your own business.
Debt Freedom
All high-interest (5% or more) debt is paid off. Usually includes credit cards and car payment. Home mortgage and student loan debt is okay to keep in this stage.
Stability
You've saved up an emergency fund (at least $1000) and are making more $ than you spend.
Solvency
You can pay your bills/debt on-time without someone else helping.
Dependency
You rely on someone else to help pay your bills/debt. We all start here, in some form.
Subscribe -->
Sign up to our newsletter and stay up to date
Don't worry, we won't send you too much content.
